Most Arizona homeowners can waive escrow on a conventional refinance at 80% LTV or lower, usually for a 0.125% to 0.25% rate bump. Here is who qualifies, what it costs, and when it backfires. Pillar Mortgage Group, NMLS #2700076
Refinancing a purchase money loan in Arizona generally keeps your anti-deficiency protection, but cash out dollars sit outside that shield. Here is what Phoenix and Scottsdale homeowners should understand before refinancing. Pillar Mortgage Group, NMLS #2700076
Straight answers on buying, refinancing, and selling a home in Scottsdale, Phoenix, and across Arizona, from Blake Hermann, Director of Lending at Pillar Mortgage Group (NMLS #2271358).